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class="mswqi"><a target="_blank">资讯中心</a></span> <span class="shou_se">> </span> <span class="mswqi">房地产物?/span> </p> <p class="shang_ban">“单U欠~物业费不属׃”具有示范意?/p> <p class="bai_xing">作者: 旉:2017/5/3 8:15:00 来源Q北京青q报</p> <p class="zai_yao">摘要Q《湖北省C会信用信息理条例》近日经湖北省h大常委会审议通过Q将??日v施行。这是全国首部社会信用信息管理地Ҏ法规。面对社会信用信息遭非法归集的情况,条例作出止性规定,对不得归集的自然Z息进 ......</p> <div id="pic_url"> </div> <div class="bodycontens"> <p>《湖北省C会信用信息理条例》近日经湖北省h大常委会审议通过Q将??日v施行。这是全国首部社会信用信息管理地Ҏ法规。面对社会信用信息遭非法归集的情况,条例作出止性规定,对不得归集的自然Z息进行了列DQ包含宗教信仰、基因、指UV血型、疾病和病史{信息。条例还规定Q未l依法确认的公共事业及房C物业理Ơ费信息不得作ؓ实施联合惩戒的依据?/p><p>人无信不立,业无信不成,国无信则衎ͼ在陌生hC会Q信用评价应该成Zh们的W二w䆾Q科学的信用评h和惩戒机制能够降低交易成本,减少商业风险。从q方面来Ԍ信用信息归集全面则客观,能反映Z个h的综合信用状况,但对U_的信用信息必ȝq依法确认,否则有“拉偏?rdquo;嫌疑Qƈ可能늊公民的名誉权?/p><p>Ơ缴房地产物业费{公׃业费用,一定程度上媄响公共服务项目的q{Q甚至会D多米诺骨牌效应。如逃票者或Ơ缴物业费者未及时受到处罚Q效仿者就可能来多Q最l让逃避责Q者越来越多,公共服务陷入瘫痪Q受害的q是守法公民?/p><p>但是也要看到Q包含公民基本信息和q法、违规、失信内容的信用信息Q关乎管理机兛_C会对公民的评hQ与公民从事交易zdQn受某U优待资格息息相兟뀂这属于能给Z带来收益的信誉胦富,更是其必不可的名誉权。据此,必须慎重对待信用惩戒Q不宜滥用权力,q度归集相关信息。目前,能够被归集的不良信用信息均经q执法或司法E序予以认Q或者有法律明确规定Q如信贷不良记录Q拒不执行生效裁判信息等。即只有一个h的某些行执法机关或司法机关依法确定ؓq法或失信时Q该信息方能被归集ƈ作ؓ负面评h?/p><p>而房C物业公司与业L完全q等的民事法律主体,不是理与被理的关p,业主~纳房地产物业费Q房C物业公司按规定或合同U定提供服务。缴U_房C物业费,是否~纳房地产物业费Q受房地产物业公怸业主间的合同U束。房C物业服务质量不达标,业主拒缴房地产物业费均是q反合同的行为,受民事法律调整。通俗来说Q业L~房C物业费属于民事纠UP至于谁是谁非无定论。有可能是业L意耍赖Q也有可能是房地产物业公司服务不CQ业d此发泄不满。对此,房地产物业公怸业主应该通过协商、调解、诉讼等正当途径解决U纷?/p><p>当权威机关依法确认欠~物业费者应补缴房地产物业费及滞U金后,业主仍不~纳的,方可认定其具有失信行为。简而言之,Ơ缴物业费仅仅是q约行ؓQ尚不属于违法失信行为,即便Ơ缴者故意耍赖Q也应经q依法确认,不宜不分青红皂白地将其纳入征信系l。同理,Ơ缴其他公共服务费用的,也应先行l过权威机构评判Q当Ơ缴?ldquo;败诉”后仍不缴U的Q方可作为失信信息加以归集。否则,现实中本来服务就不好的物业公司和公共服务机构可能更加有恃无恐Q动辄拿黑名单要挟业L消费者,让后者更加有苦难a?/p><p>实行信用理是现代社会的应有之义Q这增加了失信者的道d成本和信用成本。但作ؓ公民的第二n份,信用惩戒不能Ơ缺公共性基和法律授权而草率地Q何信息都归集h。未l有权机兌判是非对错就民事纠UL某一方列入黑名单是有损公q的反法治行为。从q方面来_讄严格前置条gQ避免过度归集信息的湖北模式更加U学公^Q值得其他地方借鉴?/p><p></p> 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